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Corporate Governance

MANAJEMEN RISIKO

RISK MANAGEMENT

Sistem manajemen risiko Perusahaan berfungsi untuk The Company risk management system functions to manage
mengelola risiko yang meliputi identifikasi, evaluasi, serta risks which include identification, evaluation, and control
pengendalian risiko-risiko yang berpotensi mengganggu of risks that have the potential to disrupt the Company's
aktivitas Perusahaan, kelangsungan usaha, serta menyebabkan activities, business continuity, and cause the Company's
tidak tercapainya tujuan Perusahaan objectives not to be achieved.

Perusahaan berkomitmen mengelola semua risiko secara The Company is committed to managing all risks effectively
efektif dan efisien serta memastikan kesinambungan bisnis and efficiently and ensuring sustainable business continuity
yang berkelanjutan melalui pengelolaan risiko secara through proactive risk management, and focusing on the most
proaktif, dan berfokus pada risiko yang terpenting. Penerapan important risks. The implementation of risk management
manajemen risiko di lingkup BRIDS meliputi empat pilar utama within BRIDS includes four main pillars described as follows.
dan secara ringkas dijabarkan di bawah ini.

Pilar 1 Pillar 1
Pengawasan Aktif Dewan Komisaris dan Direksi
Active Supervision from the Board of Commissioners and Board of Directors
Dewan Komisaris dan Direksi berperan aktif dalam The Board of Commissioners and the Board of Directors
pengawasan penerapan manajemen risiko di lingkup BRIDS. play an active role in supervising the implementation of risk
Dewan Komisaris bertanggung jawab untuk menyetujui dan management within BRIDS. The Board of Commissioners is
mengevaluasi kebijakan manajemen risiko, memberikan responsible for approving and evaluating risk management
arahan perbaikan atas pertanggungjawaban Direksi dalam policies, providing directions for improvement of the Board of
pelaksanaan kebijakan Manajemen Risiko, mengevaluasi dan Directors' accountability in implementing Risk Management
memutuskan permohonan Direksi yang berkaitan dengan policies, evaluating and deciding on applications from the
transaksi yang memerlukan persetujuan Dewan Komisaris. Board of Directors related to transactions that require the
approval of the Board of Commissioners.

Sedangkan Direksi bertanggung jawab untuk Menyusun Meanwhile, the Board of Directors is responsible for developing
kebijakan dan strategi Manajemen Risiko secara tertulis dan written and comprehensive Risk Management policies and
komprehensif, memaksimalkan fungsi dari manajemen risiko strategies, maximizing the function of risk management, and
serta secara teratur melakukan pemantauan dan pengendalian regularly monitoring and controlling each type of risks.
atas setiap jenis risiko.
Active supervision from the Board of Directors is carried
Pengawasan aktif Direksi dilaksanakan antara lain dengan out, among others, by preparing and evaluating BRIDS risk
melakukan penyusunan serta evaluasi atas kebijakan dan management policies and procedures. In carrying out its
prosedur manajemen risiko BRIDS. Dalam menjalankan function of implementing effective risk management, the Board
fungsinya menerapkan manajemen risiko yang efektif, Direksi of Directors is assisted by the Risk Management Committee
dibantu oleh Komite Pengelola Risiko yang dibentuk oleh established by the Board of Directors. Supervision is carried
Direksi. Pengawasan dilakukan melalui Rapat Komite Pengelola out through the Risk Management Committee Meeting. Active
Risiko. Pengawasan aktif Dewan Komisaris dilakukan antara supervision of the Board of Commissioners is carried out,
lain melalui persetujuan dan evaluasi atas Kebijakan Umum among others, through the approval and evaluation of the
Manajemen Risiko yang disusun oleh Direksi. Secara berkala General Risk Management Policy prepared by the Board of
Dewan Komisaris melakukan evaluasi pelaksanaan kebijakan Directors. The Board of Commissioners periodically evaluates
manajemen risiko melalui Rapat Direksi dan Komisaris the implementation of risk management policies through the
(Radirkom) maupun dalam Rapat Komite Pemantau Risiko Board of Directors and Commissioners Meetings (Radirkom) as
(Risk Monitoring Committee). well as in the Risk Monitoring Committee Meetings.

Annual Report 2021
177 PT BRI Danareksa Sekuritas