Page 245 - AR BRIDS 2020 - 1204 - FULL

The original financial statements included herein are in the
Indonesian language.

PT BRI DANAREKSA SEKURITAS PT BRI DANAREKSA SEKURITAS
CATATAN ATAS LAPORAN KEUANGAN NOTES TO THE FINANCIAL STATEMENTS
Tanggal 31 Desember 2020 dan untuk As of December 31, 2020 and
tahun yang berakhir pada tanggal tersebut for the year then ended
(Disajikan dalam ribuan Rupiah, (Expressed in thousands of Rupiah,
kecuali dinyatakan lain) unless otherwise stated)

7. PIUTANG KEGIATAN PENJAMINAN EMISI EFEK 7. RECEIVABLES FROM UNDERWRITING
(lanjutan) ACTIVITIES (continued)

Perubahan cadangan kerugian penurunan nilai Movement in the allowance for impairment losses
adalah sebagai berikut: are as follows:

2020

Stage 1 Stage 2 Stage 3 Total

1 Januari 2020 - - 10.260.836 10.260.836 January 1, 2020

Aset keuangan baru yang New financial assets
diterbitkan atau dibeli 1.188.921 - - 1.188.921 originated or purchased
Pengukuran kembali bersih Net measurement of loss
penyisihan kerugian - - - - allowance
Transfer dari atau ke
aset keuangan yang Transfer from credit from
mengalami penurunan or to impaired
nilai financial asset
Pembayaran kembali - - - - Recoverable amount

31 Desember 2020 1.188.921 - 10.260.836 11.449.757 December 31, 2020

Perubahan cadangan kerugian penurunan nilai The 2019 allowance for impairment losses based on
2019 berdasarkan PSAK 55. SFAS 55.

31 Desember 2019/
December 31, 2019

Saldo awal 9.576.952 Beginning balance
Pembentukan cadangan tahun berjalan 810.572 Additional of allowance during the year
Pemulihan cadangan piutang (126.688) Bad debt recovery

Saldo akhir 10.260.836 Ending balance

Manajemen berpendapat bahwa cadangan Management believes that the allowance for
kerugian penurunan nilai yang dibentuk pada impairment losses as of December 31, 2020 and
tanggal-tanggal 31 Desember 2020 dan 2019 2019 is adequate to cover possible losses arising
cukup untuk menutup kerugian yang mungkin from uncollectible receivables from underwriting
timbul akibat tidak tertagihnya piutang kegiatan activities.
penjamin emisi efek.

8. PIUTANG LAIN-LAIN 8. OTHER RECEIVABLES

31 Desember/ 31 Desember/
December 31, 2020 December 31, 2019

Piutang kontrak opsi Receivables from
jatuh tempo (Catatan 4) 25.638.341 - matured option contract (Note 4)
Piutang bunga pembiayaan nasabah 23.274.745 23.274.745 Interest receivable from customer financing
Piutang pihak berelasi (Catatan 30) 2.255.011 1.864.921 Due from related parties (Note 30)
Piutang bunga deposito berjangka 10.410 370.979 Interest receivable from time deposit
Lain-lain 2.398.126 2.706.671 Others

Total 53.576.633 28.217.316 Total
Dikurangi: Cadangan kerugian Less: Allowance for
penurunan nilai (49.390.845) (23.274.745) impairment losses

Neto 4.185.788 4.942.571 Net

64