Page 296 - AR BRIDS 2022 - EBOOK - FINAL

The original financial statements included herein are in the
Indonesian language.
PT BRI DANAREKSA SEKURITAS PT BRI DANAREKSA SEKURITAS
CATATAN ATAS LAPORAN KEUANGAN NOTES TO THE FINANCIAL STATEMENTS
Tanggal 31 Desember 2022 dan untuk As of December 31, 2022 and
tahun yang berakhir pada tanggal tersebut for the year then ended
(Disajikan dalam ribuan Rupiah, (Expressed in thousands of Rupiah,
kecuali dinyatakan lain) unless otherwise stated)

5. PIUTANG TRANSAKSI PERANTARA 5. RECEIVABLE FROM BROKERAGE
PEDAGANG EFEK (lanjutan) TRANSACTIONS OF SECURITIES (continued)
a. Piutang Nasabah (lanjutan) a. Receivables from customers (continued)

Kisaran tingkat suku bunga atas piutang marjin Interest rate ranges on margin receivables from
nasabah masing-masing untuk tahun 2022 dan customers for the year 2022 and 2021 are
2021 adalah masing-masing sebesar 18,00% 18.00% to 13.00%, per annum.
sampai dengan 13,00% per tahun.

Nilai wajar jaminan saham untuk piutang marjin The fair value of shares collateral for margin
nasabah berdasarkan pada harga pasar kuotasi receivables from customers based on quoted
pada tanggal 31 Desember 2022 dan 2021 market prices as of December 31, 2022 and
adalah masing-masing sebesar Rp84.792.344 2021, amounted to Rp84,792,344 and
dan Rp78.206.826. Rp78,206,826, respectively.
Perusahaan melakukan penilaian cadangan The Company assesses allowance for losses
kerugian atas piutang nasabah secara kolektif on receivables from customers collectively and
dan individual. individually.
Perubahan nilai tercatat bruto adalah sebagai Movement in the gross carrying amount are as
berikut: follows:
31 Desember/December 31, 2022
Stage 1 Stage 2 Stage 3 Total
Nilai tercatat bruto Gross carrying amount as
1 Januari 2022 476.592.924 33.233.589 216.207.557 726.034.070 at January 1, 2022
Aset keuangan baru yang New financial assets
diterbitkan atau originated or
dibeli - neto 874.769.656 13.395.173 584.705 888.749.534 purchased - net
Pembayaran kembali (476.592.924) (33.233.589) (18.461.000) (528.287.513) Repayments
31 Desember 2022 874.769.656 13.395.173 198.331.262 1.086.496.091 December 31, 2022

31 Desember/December 31, 2021
Stage 1 Stage 2 Stage 3 Total
Nilai tercatat bruto Gross carrying amount as
1 Januari 2021 266.320.541 29.634.084 223.891.781 519.846.406 at January 1, 2021
Aset keuangan baru yang New financial assets
diterbitkan atau originated or
dibeli - neto 476.592.924 33.233.589 73.786 509.900.299 purchased - net
Pembayaran kembali (266.320.541) (29.634.084) (7.758.010) (303.712.635) Repayments
31 Desember 2021 476.592.924 33.233.589 216.207.557 726.034.070 December 31, 2021

Perubahan cadangan kerugian penurunan nilai Movement in the allowance for impairment
adalah sebagai berikut: losses are as follows:
31 Desember/December 31, 2022

Stage 1 Stage 2 Stage 3 Total
1 Januari 2022 240.813 323.607 216.207.557 216.771.977 January 1, 2022
Aset keuangan baru yang New financial assets
diterbitkan atau dibeli - neto 306.436 185.279 584.705 1.076.420 originated or purchased - net
Pembayaran kembali (240.813) (323.607) (18.461.000) (19.025.420) Repayments
31 Desember 2022 306.436 185.279 198.331.262 198.822.977 December 31, 2022

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