Page 336 - BRIDS IAR 2023_hires

The original financial statements included herein are in the
Indonesian language.
PT BRI DANAREKSA SEKURITAS PT BRI DANAREKSA SEKURITAS
CATATAN ATAS LAPORAN KEUANGAN NOTES TO THE FINANCIAL STATEMENTS
Tanggal 31 Desember 2023 dan untuk As of December 31, 2023 and
tahun yang berakhir pada tanggal tersebut for the year then ended
(Disajikan dalam ribuan Rupiah, (Expressed in thousands of Rupiah,
kecuali dinyatakan lain) unless otherwise stated)

5. PIUTANG TRANSAKSI PERANTARA 5. RECEIVABLE FROM BROKERAGE
PEDAGANG EFEK (lanjutan) TRANSACTIONS OF SECURITIES (continued)
a. Piutang Nasabah - neto (lanjutan) a. Receivables from customers - net
(continued)
Kisaran tingkat suku bunga atas piutang marjin Interest rate ranges on margin receivables from
nasabah untuk tahun 2023 dan 2022 adalah customers for the year 2023 and 2022 are
sebesar 13,00% sampai dengan 18,00% per 13.00% to 18.00%, per annum.
tahun.

Nilai wajar jaminan saham untuk piutang marjin The fair value of shares collateral for margin
nasabah berdasarkan pada harga pasar kuotasi receivables from customers based on quoted
pada tanggal 31 Desember 2023 dan 2022 market prices as of December 31, 2023 and
adalah masing-masing sebesar Rp64.366.339 2022, amounted to Rp64,366,339 and
dan Rp84.792.344. Rp84,792,344 respectively.
Perusahaan melakukan penilaian cadangan The Company assesses allowance for losses
kerugian atas piutang nasabah secara kolektif on receivables from customers collectively and
dan individual. individually.

Perubahan nilai tercatat bruto adalah sebagai Movement in the gross carrying amount are as
berikut: follows:
31 Desember/December 31, 2023

Stage 1 Stage 2 Stage 3 Total
Nilai tercatat bruto Gross carrying amount as
1 Januari 2023 874.769.656 13.395.173 198.331.262 1.086.496.091 at January 1, 2023
Aset keuangan baru yang New financial assets
diterbitkan atau originated or
dibeli - neto 217.681.137 17.323.270 151.762 235.156.169 purchased - net
Pembayaran kembali (874.769.656) (13.395.173) (1.517.672) (889.682.501) Repayments
31 Desember 2023 217.681.137 17.323.270 196.965.352 431.969.759 December 31, 2023

31 Desember/December 31, 2022

Stage 1 Stage 2 Stage 3 Total
Nilai tercatat bruto Gross carrying amount as
1 Januari 2022 476.592.924 33.233.589 216.207.557 726.034.070 at January 1, 2022
Aset keuangan baru yang New financial assets
diterbitkan atau originated or
dibeli - neto 874.769.656 13.395.173 584.705 888.749.534 purchased - net
Pembayaran kembali (476.592.924) (33.233.589) (18.461.000) (528.287.513) Repayments
31 Desember 2022 874.769.656 13.395.173 198.331.262 1.086.496.091 December 31, 2022

Perubahan cadangan kerugian penurunan nilai Movement in the allowance for impairment
adalah sebagai berikut: losses are as follows:
31 Desember/December 31, 2023

Stage 1 Stage 2 Stage 3 Total
1 Januari 2023 306.436 185.279 198.331.262 198.822.977 January 1, 2023
Aset keuangan baru yang New financial assets
diterbitkan atau dibeli - neto 200.360 89.272 151.762 441.394 originated or purchased - net
Pembayaran kembali (306.436) (185.279) (1.517.672) (2.009.387) Repayments
31 Desember 2023 200.360 89.272 196.965.352 197.254.984 December 31, 2023

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